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IOIPay Review

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PROS / You can pay employees by check, direct deposit or pay card.

CONS / It does not have payroll reminders.

 VERDICT / This payroll service handles more than just your monthly payroll. It also can process employees' W-2s and 1099s. Further, because this application is cloud-based, it's easily accessible at any time.

IOIPay comes with a handful of other services – employee online access, reporting and tax services – in addition to its payroll solution. You can easily integrate IOIPay's payroll service with accounting software you might already be using.

IOIPay is completely online, which doesn't require you to have a desktop application; you simply go to IOIPay's website and log in to your account. This payroll service lets you give online access to your employees so they can edit their addresses and contact information and view their pay stubs, paid time off, benefits and W-2s through a web browser or mobile app. For these features and many more, IOIPay earns the Top Ten Reviews Bronze Award.

Payroll Features

IOIPay has built its application so the process is simple and uncomplicated. For instance, deductions and garnishments are built into the system. It automatically calculates employees' voluntary deductions and garnishments.

It offers a multitude of standard reports and over 500 report templates to help you manage payroll and assess where employees are with their earnings, taxes and deductions. IOIPay can also produce compliance reports for annual EEO-1 data, OSHA, 401(k) census reporting and more.

Tax Expenses

Included in your monthly payroll cost are IOIPay's tax-filing services. You don't have to worry about tax payments and filings because IOIPay takes care of it for you and guarantees they're done accurately and on time. Additionally, IOIPay can take care of your year-end W-2 and 1099 processing, but this also comes with a small cost.

Payment Options

IOIPay lets you pay your employees by direct deposit, checks or pay cards. If employees choose direct deposit, they can have multiple direct deposit accounts and split their paychecks by amount or percentage. If you pay your employees via check, this business online payroll service lets you print them on-site yourself.

If you pay your employees by pay card, you can deposit paychecks directly onto a debit card, which employees can use immediately. There aren't any extra fees for choosing this payment option, and you don't have to worry about printing checks.

Help & Support

can also fill out an online contact form on the website. The company provides several payroll calculators, so you can manually determine employee paychecks and other information when you want. IOIPay also offers optional training sessions that you can schedule by webinar or on-site, depending on the type of training you need. You can access many of these additional resources through your IOIPay portal.


Payroll services through IOIPay offers you more than just payroll processing services. Your employees can access their paycheck history and tax information, such as W-2s, on the website or via the mobile app. The service also handles payroll taxes, including optional new employee reporting for a minimal fee. You can't print checks on-site as a payment option, but the company offers direct deposit, pay cards, and check signing and stuffing, so you aren't limited in options.