PROS / This check writing software can send ACH/electronic check payments.
CONS / It's one of the most expensive programs of those on our list.
VERDICT / Create-A-Check includes both check design and bookkeeping features, plus it secures your sensitive information with passwords and other security measures.
Create-A-Check is a check writing software offered by AvidXchange. It's part of its automated payment suite, but the program itself can be used in conjunction with hundreds of other accounting or payroll programs. It allows easy creation and printing of checks using any kind of check stock. While it is the most expensive software application of the 10 on our list, its additional features, including Automated Clearing House (ACH) payment support, earn it our Top Ten Reviews Bronze Award for check printing software.
You can save time and money with this check printer software by designing your own checks and printing them onto blank stock. This program allows you to create a unique check design and use any check stock paper you wish, whereas some programs require you use their proprietary paper.
You can add digital signatures, a common feature of check writer programs, and you can print a Magnetic Ink Character Recognition (MICR) code. While you can use any printer for the checks, if you are printing checks with a MICR code, you may need to get special magnetic ink, because the bank needs the special ink in order to read the line.
AvidXchange promotes this check writing software as an integral part of its AvidPay program, which offers additional accounting and payroll services. However, Create-A-Check is compatible with other programs as well.
It does not have a checkbook register, so you can't use it to see your expenses and current balance. It does however, store payee accounts so you can use the information in future payments, and it will handle multiple accounts.
One advantage to this check writer software is that it generates ACH, Electronic Funds Transfer (EFT) and wire payments and sends them directly to your payees or the bank. This can save you time and materials. Only a few of the check writing programs we reviewed offer this feature. If you have a heavy check-writing load, this could save you a significant amount of money each month, plus it is more convenient for vendors and employees.
This program has search capabilities so you can find checks you've already created. It offers add-ons such as Positive Pay and signature encryption, which adds to the security of your checks. These add-ons cost extra, however.
This program is a software as a service, meaning it's hosted on the cloud. This lets you access it from any terminal as long as you have your login information.
Help & Support
Create-A-Check does not offer a user manual or FAQs. If you need assistance, you can contact support by email. You can purchase an annual support and maintenance contract, which includes unlimited phone support, product updates and document testing.
You can request a demo of the product online or by phone.
Create-A-Check is an expensive program, but it allows you to create unique checks for printing or electronic submission. It integrates with hundreds of accounting programs, has additional security features and works with multiple accounts. If you print a large volume of checks, it's a software solution worth considering.