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InstiCheck 4.0 Review

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PROS / This application is password protected, will print MICR lines and uses key verification for checks sent via email.

CONS / InstiCheck doesn't have custom check templates or designs.

 VERDICT / This check writing program includes both check design and bookkeeping features and secures your sensitive information with passwords and other security measures.

InstiCheck has included some of the most important check design features for a check writing program. Though it's a simple check writing application, InstiCheck is unique because it allows you to email and print checks. With the user-friendly interface, the software makes check writing fast and convenient, helping you avoid unnecessary stress. All of these easily make InstiCheck the Top Ten Reviews Bronze Award winner.

Check Design Features

InstiCheck provides users with the chance to create and write a personal or business check by using the step-by-step prompts provided in the application. Simply input your check information to the designated areas, click the “Save” icon and your check is ready to print or email. You have the option while writing checks to add one or two digital signatures before completion, which we found to be another straightforward, stress-free step. At any point during the check writing process, you can open and edit a check. You can also place a logo or two on checks before sending them to your recipients. However, unlike some check printing software, this application doesn't allow you to change the font style, nor does it have several design templates.

This program doesn't have check templates or designs for you to choose from. Instead, you are stuck with the generic template. However, you can import a graphic file and scanned signature to customize your checks. You can also write checks from multiple bank or payee accounts and include data from other accounting programs.

Bookkeeping Features

With the vast list of bookkeeping features, such as expense and income reports, invoice and sales receipts, and the ability to transfer funds between accounts, you can manage most of your accounting projects from within this program.

Once you have created your check, you may print it out or send it via email to the necessary recipient. Additionally, the email can be in encrypted format, with an option to place the file under password protection, eliminating fear of the check falling into the wrong hands. Emailing a check with check writing software is a universal option for all users of this application. InstiCheck Viewer is a free service to persons receiving a check via email. Key verification is also included for users who choose to email a check; a key will be assigned to each check, without a key the check cannot be printed. Once the addressee prints the check the key is destroyed and the check cannot be printed again.

Help & Support

This check writing program doesn't come with very many support options. We couldn't find a telephone number, though there is an email address for contacting support personnel directly. InstiCheck has embedded prompts and helps within the program itself that are easy to refer to if you get stuck. There is also a FAQs section available online.


We were thrilled with the ease InstiCheck offered and found its check writing tools to be unique and thorough. This application is ideal for creating business checks and maintaining a backup copy. Printed checks are kept on file in program history, and at any time you can print hard copies. It also has taken extra steps to secure your sensitive financial and personal information with password protection, MICR lines and key verification.