Mint has a long reputation for its online and app-based budgeting software. Now the company offers a free mobile bill paying app, letting you pay your bills on the go from PC, iOS or Android devices. You can track your bills and monitor your bank accounts and credit cards all in one place to keep all your payments on track. This is a simple yet effective bill paying app designed to make life a little easier. It is a popular app with over 500 million downloads.
Mint Bills provides insight into your finances and makes it easy to see what you have and what you owe. This bill pay service allows you access to an unlimited number of your bank accounts, credit cards and bills. Your account contains information about your available cash, credit and upcoming bills. It's easy to set up your bill payment service. You can even enter your credit card information by snapping a photo, rather than entering the information manually. Mint has a very user-friendly and clean interface, making it easy to understand your financial picture.
Mint sends you real-time notifications when due dates are coming up or your funds are getting low, so you won't be caught off guard and incur unnecessary expenses. It also alerts you to overage charges, late fees or suspicious activity. You can schedule to pay your bills online automatically or manually pay them using your PC or mobile device. Scheduled payments and manual payments are free. Expedited payments incur an extra charge, but it's a good option to have if you need to pay a bill in a hurry. There is a calendar feature that tracks your due dates, and even if you have accounts that don't support e-bills, Mint Bills sends you reminders for those as well.
It is important to know that the company protects your financial information. Millions of users already trust Mint, and the company is constantly updating its security measures. Several third-party security professionals such as VeriSign and TRUSTe verify its triple-layer security. If your mobile device is lost or stolen, you can delete your account information remotely.
Though this is a well-designed and useful app, it does have a couple of missing features. First, not all merchants accept electronic payments, and Mint Bills does not send paper checks. Though you can pay bills from your bank account at no charge, credit or debit card payments require fees that add up quickly. Even though the app is from Mint, it is separate from the Mint budgeting software and does not have budgeting functionality.
With a strong track record of helping people organize their financial information, Mint helps you by keeping all your bank accounts, credit cards and bills together to avoid missing payments or overdrawing your accounts. Having this all securely in a central location allows you to maintain many accounts while avoiding the hassle of logging in to multiple sites with logins and passwords for each of your accounts. You can just log in, link your accounts once and have it all at your fingertips.