by

When you apply for student credit cards and you don’t have a credit history, it might be difficult to get approved. If you find yourself in this situation, consider a co-signed or secured credit card from one of these student credit card companies.

Capital One Journey Student Credit Card
The Capital One Journey Student Credit Card is good for people with average credit scores and those building credit. This card offers cash back rewards – when you make purchases you earn points, and these points can be redeemed later for cash back. If you make your payments on time, you can earn even more points.

Discover it Student Credit Card
The Discover it Student Credit Card offers live, U.S.-based support service, so you can always reach someone if you have questions about your student credit card. Discover also includes your FICO score with your monthly statement. Monthly credit reports help you track your credit score, which is especially useful when you are trying to improve your credit history.

Wells Fargo Cash Back Student Credit Card
This credit card for students has financial education resources on its website. These resources are great tools for those who don’t have any credit history. When you are first navigating your finances and trying to establish a good credit score, it is good to have a place to look to for answers to your questions. Wells Fargo also offers cash back, so you can earn money while spending money.

Bank of America Americard Student Credit Card
Bank of America offers student credit cards that you can get with a co-signer, as well as secured credit cards you get by making a deposit that protects the bank if you default on your account. In addition to offering accessible cards, Bank of America doesn’t require you to have a credit history. This company also provides financial resources so you can learn about money management.

Citibank Student Credit Card
This card offers ThankYou points that can be redeemed for a number of items. Citi offers both credit cards for students and secured credit cards. You can talk to a card specialist with Citi to determine which card best meets your financial needs and current situation.

Getting a student credit card is a big step in beginning the process of building a credit history, and the card you pick depends on your needs and qualifications. The five credit cards for students with no credit history listed above are just some of the options. Make sure you do your research and understand the commitment of having a credit card before you make the leap.

More Top Stories