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Pros / This company offers many different discounts to its customers.

Cons / There are few educational resources on its website.

 Verdict / Ovation has many different program features, competitive prices and excellent discounts, though it lacks educational resources on finance and credit.

Ovation is a credit repair service that offers competitive pricing, with rates between $49 and $69 a month at the time of this review, depending on the plan you choose. If you sign up as a couple, you receive a 20-percent discount. This company charges a first-work or setup fee of $89 for a single person or $71 each if you sign up as a couple.

Ovation offers more than just couples discounts. Senior citizen discounts and military discounts are also available. Additionally, you can earn referral bonuses if you refer a family member or friend to sign up for this service. If you switch from another service to Ovation for credit repair, you receive $50 off your first month's fee.

We reached out to Ovation on different days at various times, both by email and telephone. This company was responsive via email and was available over the phone, providing accurate, consistent and transparent information each time we contacted representatives. However, no one ever followed up with us via email or telephone.

This company does not offer a section on its website for supplemental credit education. While it has a blog with some educational information, at the time of this review it is not regularly updated.

This credit repair company provides you with your credit reports free and charges no additional fees on top of the monthly fee and first-work fee. If you're not satisfied with Ovation, the company offers a money-back guarantee.

This credit repair service disputes between eight and nine items on your credit report at a time. While this might not seem like the road to fast credit repair, disputing only a few items at a time (rather than all at once) can prove to be the best approach to having these items permanently removed from your credit report.

Though your results may vary, the average time Ovation spends working with its customers is between six and eight months. However, you can expect to start seeing results within 30 to 45 days.

Ovation does not bind you with a contract, so you can cancel your service at any time without penalties. It also works with your creditors as well as the major credit bureaus, which can help you remove the negative items from your report permanently since Ovation Credit disputes at the source.

This company also offers monthly credit monitoring, which helps you prevent identity theft. However, it does not offer identity theft protection, nor does this company offer pay for delete negotiations, which is where the credit repair company would work with creditors to remove a negative item from your credit report in exchange for you repaying the debt.

  • Pricing per Month
  • Customer Services
  • Education
  1. This is the price the company charges each month for its credit repair services.
    Less is Better
  2. 8  Ovation
  3. $99.95
  4. $59.0
  5. $59.0
  6. Category Average


Ovation Credit has competitive prices, and it offers many different discounts to its customers. While its educational opportunities are slim, its other features make this program worth a look.