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Pros / Coastal Credit Solutions has customer service representatives who are sincere and interested in helping their clients.

Cons / No information about consolidation is available until you enter your private information.

 Verdict / Coastal Credit Solutions is a reasonable option to effectively consolidate payday loan debt.

Editor's Note: This review has been removed from our side-by-side comparison. The original review is below, but check out our current top 10 about Payday Loan Consolidation Services here.

There is no single solution that fits every person with payday loan debt. For this reason, a good payday loan consolidation company will offer multiple options customizable to the needs of its clients. Coastal Credit Solutions does just that. The first resort that the company provides to a client is its debt management program. It makes its money by charging creditors a monthly fee for making good on your debts. What you get out of it: lower negotiated interest rates and monthly payments.

Coastal Credit Solutions also negotiates to remove fees that may have accumulated on your payday loans so that your future payments can go toward principal instead of back interest and penalties.

The biggest drawback to this company is that its website is not terribly informative. It’s basically a window for you to provide your private information so that a representative can sell you on the program. Information about the payday loan consolidator isn’t even available until you’ve forked over plenty of your valuable personal data. That makes it difficult to compare this company’s offerings against others to see which best meets your personal needs.

After you submit the particulars of your case, a sales representative will call you back with an offer that matches your situation. The company’s representatives are professional and informative, though we do wish more research were possible before the sales pressure kicks in.

In addition to payday loan consolidation services, Coastal Credit Solutions has advice for staying out of payday loan debt once you get out. However, we found other sites that had more comprehensive and helpful information. We did appreciate an educational section where consumers can learn about factors that affect their credit and how to improve it, as well as money-saving and tax suggestions.

Coastal Credit Solutions customer support is reachable via email and telephone. There is also a Frequently Asked Questions section on the company’s website, although it is less comprehensive than some of its competitors.

Coastal Credit Solutions Visit Site


Whether to use payday loan consolidation is a hard decision to make, and it should be made with some seriousness. Fortunately, there are companies that can help. Coastal Credit Solutions is among the companies worth your consideration when you dive into the process of getting out of payday loan debt.

Coastal Credit Solutions Visit Site