J.G. Wentworth is one of the largest buyers of structured settlements. It offers a variety of financial services, including prepaid cards, personal loans and mortgages. (It also owns Peachtree Financial, another buyer of structured settlements.)

If you're receiving monthly payments from an insurance payout or lawsuit settlement – also known as a structured settlement annuity – but need cash immediately to pay for medical bills or other significant expenses, you can sell all or part of your annuity. A structured settlement company, such as J.G Wentworth and Strategic Capital, will buy the future payments of your settlement in exchange for a single cash payment.

Be aware that you will be selling your settlement at a discount, so you won't get the full amount. To find out how much you'll receive up front, you'll need to contact J.G Wentworth for a quote. Factors that influence the amount you'll ultimately receive include the length of your settlement and the amount of each payment.

As part of the sale, a judge will need to approve the sale, and depending on which state you live in, you may be required to consult with a financial advisor. It can take between 60 to 90 days to receive your funds.

J.G. Wentworth also works with services that can help you get pre-settlement funding. If you're involved in litigation, J.G Wentworth can help you get access to some of your settlement before the case is closed. This isn't a loan but is a portion of your settlement you get in advance.

In addition to structured settlement annuities, J.G Wentworth also buys lottery winnings, inheritance advances and mortgage notes. If you receive cash payments, J.G. Wentworth may be able to convert those monthly installments into a single lump-sum payout.

To help you learn more about its services and the structured selling process, you'll find a FAQs section on J.G. Wentworth's website. There's little information about rates and fees, so you will want contact the company to learn more.

If you have a structured settlement from a lawsuit or accident, J.G. Wentworth is a company that purchases those settlements and gives you an immediate payout. If you need money immediately, this company may be an option worth exploring, but be aware that you will lose a significant percentage of your settlement's lifetime value.

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