Latest Reviews

Credit Karma

Credit Karma offers credit monitoring as a free service; you just need to sign up and you’ll get immediate access to you credit scores and reports. Credit Karma has a wide range of services, inc

Credit Sesame

Credit Sesame is a relatively new service that offers credit monitoring at a variety of levels. We looked at the Platinum Protection Plan that costs $19.95 and includes monthly access to your three-bu

Best Debt Settlement Companies

If you have multiple debts and are behind in your payments, debt settlement is a debt management option where agents talk with your creditors and attempt to negotiate down your debt. Learn more in our reviews.

Best Credit Repair Services

If your credit score is low, credit repair services might be able to help you clear inaccurate negative items from your report.

Guardian Debt Relief

Guardian Debt Settlement is a worthwhile choice. We especially like its flat-fee structure and the thoroughness of the customer service. The customer service, while still strong, was not as quick to g

Credit Saint

Credit Saint offers credit repair services to people who want to remove negative items from their credit reports and raise their credit score. This company offers three tiers of service, so you can ch

The Credit Pros

Editor's Note: The Credit Pros has recently updated its pricing. It charges a $119 first work fee and a $119 monthly fee. It offers monthy credit reporting and credit score updates through a partnersh

Best Credit Counseling

Credit Counseling Services can provide you with assistance in managing your debt. Counselors can help you make a budget or enroll you in a debt management program.

DebtWave Credit Counseling

DebtWave is a San Diego-based 501c3 nonprofit provider of consumer credit counseling and debt management programs. In addition to these services, DebtWave also offers financial literacy courses in the

Best Debt Consolidation

We spent over 20 hours talking with reps at debt consolidation companies and an additional 80 hours researching. The best companies are transparent and forthcoming about the risks and costs inherent with these programs.

Oak View Law Group

Oak View Law Group is a law firm that provides debt relief services and is not a debt relief company. While you can expect similar results as you would with a debt relief company, this arrangement has

Pacific Debt Inc.

Editor’s Note: Since our last review, the provider has notified us that they have added a mobile management portal, partnered with a debt management provider and gotten accredited with the IAPDA


Debtmerica focuses on debt relief services and helps you transform burdensome debt into more manageable payments. To start working with Debtmerica, you fill out the automated worksheet on the company

Superior Debt Relief Services

Superior Debt Relief, established in 1998, has positive ratings with business rating services and few customer complaints overall. This makes it a good choice for debt consolidation. When you start y

Freedom Debt Relief

Editor's Note: Freedom Debt Relief has updated its services. It offers both debt management and debt consolidation services. Programs can last up to 60 months and reduce debt by as much as 30%. Fees r

Accredited Debt Relief

Editor's Note: Accredited has made some changes to their programs. The minimum debt amount required is $1,000 and the fees for debt reduction now range from 15-25%. Accredited Debt Relief takes a com

New Era Debt Solutions

Editor's Note: This company has updated the number of states its service is available in. It is now available in 42 states. If you find yourself struggling to manage your debt, you may turn to bill c

Accredited Debt Relief

Editor's Note: Accredited operates in the following states: AK, AL, AR, AZ, CA, DC, FL, IA, ID, IN, MA, MD, MI, MO, MS, MT, NC, NE, NM, NV, NY, OK, PA, SD, TX, TN, UT, VA, WI. Accredited Debt Re

Pacific Debt Inc.

When you call Pacific Debt, you’ll speak to a debt specialist who will inform you about your various options, including debt settlement. As part of this call, you can expect them to run a soft c

New Era Debt Solutions

New Era Debt Relief is a stand-out debt settlement company. Our reviewers found it to be admirably transparent about the details of its program, including recommending other alternatives if debt settl