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Pros / This company has the lowest monthly cost of any credit repair company we reviewed.

Cons / You have to sign up for Veracity’s higher level of service to have this company contact creditors.

 Verdict / If monthly cost is the most important factor for you in choosing credit repair, this company may be your best choice. However, if you want more than basic credit repair features, there are better options.

Veracity Credit Solutions is a credit repair company that specializes in helping people remove inaccurate, negative items from their credit reports. There are many ways that inaccuracies can creep onto your credit report, and it’s important to dispute and remove these items as soon as possible. Negative items can harm your credit, which in turn can disqualify you for prime loan and mortgage rates.

One positive aspect to this company’s credit repair services is the education that it provides for its customers. Veracity offers courses, articles and a discussion of credit laws within its education center. Additionally, if you sign up for its credit repair services you get in-person help and regular emails with credit tips.

When you register for credit repair with Veracity, you get assigned a personal case advisor to help you throughout your time with the company. This is helpful for people who like to build a relationship and feel comfortable with someone when they’re discussing their finances and their credit. If you need to check your progress after-hours, you can also use the online portal to see your credit repair progress.

Veracity charges the lowest monthly fee in our review of credit repair companies. That makes the cost for six months of credit repair service the second cheapest in our review. However, one downside to the costs is the relatively low couples discount offered by this company. If you sign up with a spouse you will only save an average of 5 percent for six months of service.

This company scored low in our reviews because you need to sign up for its higher levels of service in order to dispute negative items with your creditors. Otherwise, your disputes can only go to the credit bureaus and removed items have a chance of reappearing because they weren’t removed from the creditors’ records.

This company does offer monthly credit monitoring, which is a great way for you to track your progress and make sure nothing else is lowering your credit scores. However, this monitoring is also only available with the higher level of Veracity Platinum service. The best credit repair companies bundle this service with their regular monthly fees.

Veracity Credit Consultants Visit Site
  • Pricing per Month
  1. This amount is the cost of one month of a company’s basic credit repair service.
    Less is Better.
  2. 7  Veracity Credit Consultants
    $49.0
  3. $80.0
  4. $100.0
  5. $59.0
  6. Category Average
    $74.2

Summary

Veracity Credit Solutions offers credit repair services at the lowest monthly cost of all the companies we reviewed. However, that low monthly fee only gets you access to basic services and doesn’t include monthly credit monitoring or the ability to dispute negative items with creditors. If you have a lot of negative items, especially items from creditors, you should look to one of the other services in our credit repair services review. If you only have a few negative items being reported by the credit bureaus, though, this service may work well for you.

Veracity Credit Consultants Visit Site

Specifications and Benchmarks

Cost & Fees

Monthly Cost
$49
Cost Over 6 Months
$315
Sign Up Fee / First Work Fee
$69
Couples Discount (per Person)
5%
Fee to Pull Credit Report
$1

Support & Services

Education
C+
Team or Individual Agent
Individual
Online Customer Portal

Program Details

Works With Credit Agencies & Creditors
-
Monthly Credit Monitoring
Identity Theft Protection
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