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Pros / DebtWave Credit Counseling's level of quality in counseling tools and articles is staggering.

Cons / This debt consolidation company does not offer settlement negotiation.

 Verdict / DebtWave offers the best customer service, features and debt advice that make debt consolidation as easy as it possibly can be.

Editor's Note: This review has been removed from our side-by-side comparison because it no longer ranks as a top 10 product. The original review is below, but check out our current top 10 about Debt Consolidation here.

Debt is a way of life for many of us. We borrow money with the intent to pay it back in smaller monthly installments. Though, as we all know, using credit cards can make it very easy to spend more money than we can afford – and nationwide debt has snowballed into an insurmountable mountain. DebtWave takes the lead in helping you become victorious over your debt and able to make maintainable monthly payments with lower interest rates. Typically, this debt management company will negotiate with your creditors to completely eliminate your late fees if you have missed a month or two of payments.

This debt relief service started in 2001 and is one of the oldest debt services among its competition. Not only does the company have the experience necessary to get you out of debt quickly, but we also found that it is one of the most trusted names in debt consolidation among consumers. DebtWave is fully accredited and utilizes its licensed credit counselors to find the best way to help you get out of debt.

With debt consolidation, you are still signed on to pay back 100 percent of your principal debt, but we have found that it's far more simple to not stress about bill payments if you don't have to send them to at least six different creditors.

DebtWave Credit Counseling Visit Site


Debt consolidation is serious business, and you should not make the decision to engage the services of a debt consolidation firm lightly. DebtWave stands out as a superior option for those who determine that debt management is the right course for them. If you are looking to salvage your credit score and get out of debt with a structured program, DebtWave is your best option.

DebtWave Credit Counseling Visit Site

Specifications and Benchmarks

Company Accreditations


Cost & Fees

Program Time Frame
Average Reduction After Fees
Fee for Debt Reduced
Average Fees for $10,000 of Debt
Debt Calculated
No Monthly Fee

Programs Offered

Debt Settlement
Debt Management
Debt Consolidation

Customer Experience

Customer Service
Personal Advisor
Online Management
Mobile Management

Eligibility & Application

Minimum Required Debt
Personal Debts
Business Debts