Bank of America has a host of fixed and adjustable-rate mortgages on offer along with some great options for first-time buyers.

Known for having low mortgage rates, BD Nationwide Mortgage is a private lender that focuses on fix and flip loans while offering a variety of other services including home loans, mortgage and refinancing, equity loans and more to potential clients.

PNC Bank’s fixed-rate mortgages and refinancing loans are available for 10-, 15-, 20- and 30-year terms with as little as 3 percent down, and it offers 1/1, 3/1, 5/1, 7/1, and 10/1 adjustable-rate.

Wells Fargo offers a wide range of competitive mortgages. It also offers home equity lines of credit for those wanting to release equity from their homes.

PennyMac offers the typical terms for conforming purchasing mortgages: 15- and 30-year fixed-rate mortgages and a 5/1 adjustable-rate mortgage (the number before the slash refers to the fixed-rate term, after which the rate is adjustable annually).

For several years, starting in 2005, Live Well was a small company offering reverse mortgages in Virginia. As competitors dropped out of the market, Live Well has grown and now operates in all 50 states and Washington, D.C.

With 19 years in the mortgage business, and eight in the reverse mortgage market, Nationwide Equities is one of the longest-running lenders still around.

Editor's Note: This review has been removed from our side-by-side comparison because it no longer ranks as a top 10 product. The original review is below, but check out our current top 10 about Mortgage and Refinance here.