How just $100 in savings can prevent you from needing to borrow By Tim Leonard News Study reveals that households with a savings balance above $100 are more likely to avoid high-cost borrowing.
54% of Americans have taken on debt rather than use their savings - what should you do? By Tim Leonard News The majority have used debt and left their emergency savings intact to counter their coronavirus money problems, but is it the right thing to do?
New study: American consumers can expect greater access to credit in 2021 By Tim Leonard News Consumer credit lending via personal loans and credit cards is predicted to return to pre-pandemic levels in the first half of next year.
Stimulus check 2 likely on hold until 2021 - here’s all you need to know By Tim Leonard News Approval for a stimulus check 2, the second round of direct payments, will probably now have to wait until President-elect Biden is inaugurated in January next year.
Credit card debt falls for first time in 8 years - here’s how to keep your debt in check By Tim Leonard News Surprise findings show Americans reduced their credit card debt by $879 in 2020. Here's why, and how you can better manage your debt too.
How to shop Black Friday while keeping your spending under control By Tim Leonard How to If Black Friday can tempt you into spending money that you don't have, here's how to make the most of the Holiday sales without getting yourself into debt.
Mortgage rates jump on COVID-19 vaccine hope - here’s why you need to refinance now By Tim Leonard News Homeowners are urged to refinance quickly as optimism over the economy pushes mortgage rates higher.
Why 55% of remote US workers could face an unexpected tax liability, and how it can be avoided By Tim Leonard News More than half of Americans who have worked remotely due to coronavirus could fall foul of not updating their state tax withholding.
Will Joe Biden as President be good for your finances? By Tim Leonard News The President-Elect will assume control of a country that faces many challenges, but how are his policies likely to affect your wallet?
As Nebraska votes to cap payday loans, here are the states where payday loans are illegal By Tim Leonard News 17 US states now have payday loan prohibitions after Nebraskans overwhelmingly back 36% APR cap on risky lending.
IRS reveals new relief for struggling US taxpayers - here’s what’s been announced By Tim Leonard News Extra support is revealed for taxpayers finding it difficult to meet their tax obligations amid the coronavirus pandemic.
What debts are forgiven at death, and which debts can transfer to those you leave behind? By Tim Leonard How To Nobody wants to leave their loved ones with financial concerns once they’re gone, but what debts are forgiven at death, and which can transfer?
7 million US homeowners could save $300 a month according to new study By Tim Leonard News Record low mortgage rates could help 18.5 million borrowers save overall, as opportunities abound for new buyers too.
Are payday lending rules about to get tougher, and what are the alternatives to payday loans? By Tim Leonard News As court action to revive safeguards on payday lending begins, here’s the better options that you should always consider first.
Should you use home equity loans for debt consolidation? By Tim Leonard How To If you're equity rich but in debt, should you use the value built up in your home to consolidate what you owe?
The states with the best and worst credit scores, and how to boost yours By Tim Leonard News The average US credit score is 680, which leaves loads of room for improvement. Here's how you can build your credit.
Stimulus check latest: New child payment deadline and extra non-filer support By Tim Leonard News November 21 set as cut off date to register for missed $500 child payments, as new push to help non-filers is announced.
COVID-19 sees 30 million Americans discuss wills for the first time... and you should too By Tim Leonard News Estate planning awareness rises due to coronavirus, yet two-thirds of US adults still do not have a will.
As 40% of Americans reveal credit card fears, here’s how to find the right card for you By Tim Leonard News Money worries are consuming 22 million more people than last year too, but debt concerns can be overcome.
Quicken WillMaker & Trust 2021 review By Tim Leonard Review Quicken WillMaker & Trust 2021 delivers on all online estate planning fronts once again.
