Geico provides a wide variety of insurance policies at discount prices. On top of your SR-22, Geico offers homeowners insurance, umbrella insurance, renters insurance, life insurance and all types of vehicle insurance, typically at competitive prices.
Most states require a filing fee of $25 for obtaining an SR-22 certificate. In some cases it may be more depending on where you live. This insurer charges you the same amount for the SR-22 that it costs the company to file for you. To find out how much the filing fee will cost in your state, you need to contact a Geico agent. You must have an existing insurance policy with Geico before the company will provide you with the form. If you do not currently have a policy with the company, you can contact the customer service number and review the type of coverage that you need. Once you pay for your policy, you can request an SR-22 or FR-44 certificate.
If you have to add an SR-22 form to your insurance policy, you will likely be paying for high-risk insurance. This provider can look for several discounts to apply to your policy to help you save money. Keep in mind, if you are a high-risk driver, you probably won't be eligible for many discounts that good drivers can receive. Some of the discounts include a driver's education discount, customer loyalty discounts and a vehicle equipment discount. If your car is equipped with air bags, anti-lock brakes, an anti-theft system or daytime running lights, you may be able to add an equipment discount to your premium.
As long as your policy with Geico remains in effect, your SR-22 is valid. If you cancel your insurance policy or do not pay your policy premium and your coverage lapses, the company has to contact the state DMV and notify it that you no longer are keeping the minimum amount of liability insurance. This can result in your driving privileges being completely revoked. If this happens, you may have a more difficult time obtaining insurance through the insurer without paying an additional cost.
Geico can help you keep an SR-22 active and possibly save you money on your car insurance. You can purchase a variety of insurance policies through the company, which will help you lower your rates. The company is obligated to report to the state DMV if you allow your insurance coverage to lapse, but as long as you pay your policy, Geico will help you refile your SR-22 each time it comes due.