Flagship Merchant Services Visit Site

Pros / You're not required to sign a long-term contract.

Cons / There's a monthly fee, a gateway fee and a monthly processing minimum you have to meet.

 Verdict / Flagship Merchant Services offers multiple pricing options, but it has many fees and lacks the transparency of other processors.

Flagship Merchant Services is a reseller of iPayment, one of the largest direct processors in the U.S. You can accept credit cards online with this processor. It can also set you up with mobile and traditional credit card processing. It offers strong customer support, quick setup times and multiple pricing options.

When you sign up to process credit cards online, you can choose either interchange-plus or tiered pricing. Flagship Merchant Service's interchange-plus markup of 0.30 percent is average, but the $0.10 per-transaction fee is one of the lowest in our review. Interchange-plus is the industry-preferred pricing model because of its transparency, and it's a particularly option good for businesses that have a high average processing volume.

Flagship Merchant Service's tiered rate is average compared to the online credit card processing companies we reviewed. Debit transactions range from 0.98 percent for qualified cards to 1.98 percent for non-qualified cards. Qualified credit cards are processed at a rate of 1.98 percent while non-qualified credit cards have a 3.96 percent rate. All transactions in Flagship Merchant Service's tiered pricing model also have a $0.21 per-transaction fee. Before signing up with a company, it's a good idea to ask the processor which cards are processed at which tiers so you can determine whether the pricing is cost-effective based on the cards your customers use most.

Flagship Merchant Services charges a variety of fees, including a monthly fee of $7.95, a monthly gateway fee of $7.95, an annual PCI-compliance fee of $99 and a monthly minimum of $25. All of these fees are in keeping with the industry average.

This credit card processing company meets all the setup and service term benchmarks we consider important. You aren't required to sign a long-term contract, which means you can use this processor's services on a month-to month basis. There are no setup or cancellation fees. Your account can be set up within one day, and it takes between one to two business days for your funds to clear the account and be deposited into your business bank account.

Customer service is one area where Flagship Merchant Services stands out. The reps we spoke with were helpful and provided us with useful information about pricing and terms. You're assigned a dedicated account rep who can help you choose the best pricing plan for your business.


Flagship Merchant Services offers two different pricing plans you can choose between, including interchange-plus, which is recommended by industry experts. This online payment processing company has many fees but doesn't require you to sign a long-term contract.

Flagship Merchant Services Visit Site