Pros / You get reasonably priced and comprehensive insurance quotes within minutes.

Cons / This service offers fewer types of insurance quotes than some other insurance quote services.

 Verdict / This service can link you to just the insurance company you need, and the customer service contact information is more thorough than that of many other services.

You can get free insurance quotes and get them fast through InsWeb, an online insurance quote company that has been in business since 1995. InsWeb is not an insurance agency, but instead helps consumers in the United States and Canada compare insurance quotes and plans obtained from a variety of firms.

With InsWeb, you can get car insurance quotes, information about homeowner’s insurance, and data about insuring such things as motorcycles and recreational vehicles. InsWeb also can help you with quotes for health, condominium, term life, travel and renters insurance coverage. InsWeb can also help you find useful business insurance quotes for things like cars and trucks used for commercial purposes, as well as quotes for workers compensation and liability insurance.

InsWeb collaborates with 21st Century, Allstate, American Family, Amica, Cotton States, Country Financial, Electric Insurance, Farmers, The Hartford, AARP Auto Insurance Program (from The Hartford), IFA Insurance, Liberty Mutual, MetLife Auto & Home, Nationwide, Progressive, Response Insurance, Travelers, Tri-State Consumer Insurance Company and iMingle.

InsWeb's service is a snap to use. We were looking for car insurance quotes, and once we filled out just two forms, we instantly got contact information from two local offices of nationally recognized insurance companies that could provide us with information about their plans. We could get a quick quote, a phone call from an insurance agent or use information we received to contact the insurance firm directly.

Among other things, InsWeb offers a "Quick Auto Insurance Quote" form. Filling it out took a little time, but within minutes, we were presented with three competitive packages that included different levels of coverage and different monthly costs. Although it did take a bit of time, the process was easy and we were given the option of buying insurance online or through an agent.

You can feel comfortable listing personal information with InsWeb. Its privacy policy states that InsWeb will share your personal information with its insurance partners “only with your consent and at your direction.” The service also uses third-party firms to do data processing, surveys or research, but notes in its policy, “These companies do you use your information for any purposes other than this.”

InsWeb has a security certification from VeriSign, which encrypts information going to and from the site. InsWeb also is a member of TRUSTe, a group that pledges to disclose how personal information is used, the choices you have regarding use of your information and how you can update and correct any inaccuracies. Group members also outline what safeguards have been installed to protect your data.

InsWeb extends a considerable amount of customer contact information on their website, including email support, phone and fax numbers, and the mailing addresses for two different offices. The service’s website also has a FAQs section and a learning center with articles on everything from ways to save on car insurance quotes to debunking five myths about renters insurance.


Whether you are seeking car insurance quotes, want to insure a motorcycle or have questions about workers' compensation insurance needs in your business, InsWeb is a vital link that will connect you with reliable insurance providers. InsWeb does not cover quotes for every possible type of insurance, but it does offer a solid service that gives you fast, free and confidential insurance quotes.

Please note: Since all of the service providers reviewed offer their service free to the consumer, we suggest that you use several providers and submit a form from several of the top ranked providers. This will increase your chances for getting a variety of quotes from a variety of agencies. You have nothing to lose except maybe a few minutes of your time filling out the form.