Pros / The miles you can earn are not capped and do not expire with this American Express card.

Cons / This card does not offer a way to earn annual bonus miles.

 Verdict / The Gold Delta SkyMiles® Credit Card from American Express is a great option if Delta is your airline of choice; it offers most of the travel benefits and features that frequent travelers use often.

If you frequently fly Delta, the Gold Delta SkyMiles® Credit Card from American Express is an air miles credit card you should consider having in your wallet. You receive several travel benefits just for using your card, in addition to earning frequent flyer miles with every purchase. These are just a few things that earned it our Top Ten Reviews Gold Award for one of the best airline miles credit cards. You also receive excellent customer service from American Express, which is available to assist you 24/7; a nice perk specifically for frequent travelers.

Travel Benefits

Like many of the credit cards currently available, this air miles credit card extends a generous sign-up offer. If you spend $1,000 in purchases in the first three months of having the card, American Express will reward you with 30,000 bonus miles, which can get you a big chunk of frequent flyer miles right off the bat.

Aside from a generous sign-up offer and being able to earn miles with every purchase you make and double miles on Delta purchases, this air miles card also offers a variety of other travel benefits. For instance, on your Delta flights, you're able to check your first bag for free, which is always a nice traveling perk. This card grants you and two traveling companions access to Delta Sky Clubs® for a discounted fee, and it also gives you priority boarding. Additionally, when you’re up in the air, the benefits don’t stop; you can get in-flight discounts when you use your card.

There are no blackout dates when you book a trip with your Delta SkyMiles, and you're able to use your frequent flyer miles to book both domestic and international flights. The lack of restrictions of when and where you can fly with your earned miles is something not all credit cards offer. Although this air miles card offers many excellent travel benefits, it doesn't offer annual airline bonus miles, a companion ticket, concierge service or an annual airline allowance.

Key Features

One of the best features of this frequent flyer miles card is that the miles you earn won't expire, and you don’t have to worry about using them within a certain time because they aren't capped at a certain limit.

The Gold Delta SkyMiles® Credit Card from American Express also offers more than one way to build up your frequent flyer miles, and although some features can be found on just about any credit card, many of its key features are specifically for travelers. For instance, if you use your card to purchase your flight or other travel fare, you are automatically covered for travel accident and rental car insurance. Additionally, you may also qualify for lost luggage reimbursement if your luggage is lost while traveling.

This American Express card also offers extended product warranty coverage, purchase protection and return protection. Although these features are found on many credit cards, they can be extremely useful.


This air miles credit card doesn’t offer an introductory annual percentage rate, but its APR is already relatively low. On purchases and any balance transfers you make with the card, a 15.24% to 19.24% Variable APR will apply. If you use the card for cash advance transactions, a higher 25.24% Variable APR will apply. Additionally, this air miles card has a penalty 27.24% Variable APR.

Fees & Penalties

This American Express card features standard fees that you would expect to see associated with just about any credit card. For the first year you have the card, the annual fee of $95 is waived.

If you use your card for any cash advances or to transfer a balance, you can expect a fee of $5 or 3% for each transaction. Additionally, this card has a 2.7% fee for any purchases you make internationally.

Member Support

American Express’ member support is second to none; you can contact it 24/7 by phone. You can also contact it via the live chat function on the American Express website. Additionally, you can reference a number of frequently asked questions on the website that provide you with very helpful information about your card.


The Gold Delta SkyMiles® Credit Card from American Express is an excellent card to contemplate if you’re looking for an air miles card to earn flights. This American Express card doesn’t disappoint with its luxurious travel benefits and a handful of other welcome features that come in handy when traveling.

*Disclaimer: The Annual Percentage Rate or APR is reflective of the date this review was last updated.

Specifications and Benchmarks


Standard APR*
15.24% - 19.24% Variable
Cash Advance APR*
25.24% Variable
Balance Transfer APR*
15.24% - 19.24% Variable
Penalty APR*
27.24% Variable
Introductory APR*
Introductory Period

Fees & Penalties

Annual Fee
$0 first year, then $95
Late Fee
Up to $38
International Purchase Fee
Cash Advance Fee
$5 or 3%
Balance Transfer Fee
$5 or 3%
Returned Payment Fee
Up to $38
Grace Period
25 Days

Member Support

Phone 24/7
Emergency Card Replacement
Live Chat

Travel Benefits

Miles/Points to Dollars Spent Ratio
1 Mile/1 Dollar Spent
Sign-Up Offer
30,000 bonus miles after $1,000 spent in first 3 months
No Blackout Dates
International Flights
Earn Double Miles or Points
Free Bag Check
Priority Boarding
VIP Lounge Access
In-Flight Purchase Discounts
Annual Bonus Miles or Points
Concierge Service

Key Features

Travel Accident Insurance
Rental Car Insurance
Lost Luggage Reimbursement
24/7 Roadside Assistance
Zero Liability
Miles/Points Don't Expire
No Cap on Miles/Points
Extended Product Warranty
Purchase Protection
Return Protection