Latest Reviews

Commerce Bank

Commerce Bank offers student loans in addition to many other banking and investment products. It has a quick application process and flexible repayment options, which can help you manage the interest

Ascent

Of the student loan providers we looked at, Ascent has some of the most flexible options for repaying your loan while you’re still attending school. For example, you can make interest-only payme

PNC

PNC’s fixed-rate loans for purchase and refinancing are available for 10-, 15-, 20- and 30-year terms with as little as 3 percent down, and it offers 1/1, 3/1, 5/1, 7/1, and 10/1 adjustable-rate

SoFi

SoFi offers 15- and 30-year fixed-rate conventional mortgages and jumbo mortgages (up to $3 million). It also has a 7/1 adjustable-rate mortgage, as well as a 5/1 adjustable-rate option that allows bo

PennyMac

PennyMac offers the typical terms for conforming purchasing mortgages: 15- and 30-year fixed-rate mortgages and a 5/1 adjustable-rate mortgage (the number before the slash refers to the fixed-rate ter

Rocket Loans

Whether you use Quicken Loans – which involves applying over the phone – or the online-only Rocket Mortgage, the loans are the same. Fixed-rate mortgages for purchase are available for 15-

U.S. Bank

U.S. Bank is one of the larger banks we reviewed, with over 3,000 branches across the country. While its rates are competitive with those offered at many of the other lenders we reviewed, it has some

Capital One

With only 755 branches, Capital One is a smaller lender than Wells Fargo, but it has better rates and fewer restrictions on what cars you can use a loan for. In addition to auto loans, Capital One pro

Bank of America

Bank of America has 4,600 branches across the United States, making it one of the largest banks in the country. In addition to auto loans, it offers mortgages, personal loans and other standard bankin

LightStream

LightStream is an online auto lender that’s part of SunTrust Bank. It has some of the best rates and terms of any lender we looked at as well as an easy application process, making it our choice

Reverse Loans USA

With 19 years in the mortgage business, and eight in the reverse mortgage market, Nationwide Equities is one of the longest-running lenders still around. In early 2018, the company renamed its reverse

Longbridge Financial

Maybe there's something reassuring about getting a loan from a company with an Ivy League seal of approval, as Longbridge Financial does. Before joining the New Jersey-based lender at its founding in

HomeBridge Financial Services

Homebridge has been around since 1989 as a traditional lender, but has only been offering reverse mortgages for a few years. It acquired Prospect Mortgage in 2016, allowing the company to become one o

LendUp

LendUp is one of the smaller payday lenders we reviewed. It only offers its loans in nine states, which is the fewest of any lender we reviewed. In the past year or so, it has reduced the number of st

Check City

Check City is available in fewer states than lenders like CashNetUSA and Advance America. In fact, it only has stores in four states: Colorado, Nevada, Utah and Virginia. However, it offers online loa

RISE

Each state has its own payday loan regulations – some cap how much lenders can charge and others having no limits, though most payday loans don’t differ in price very much. Alternative len

AceCashExpress

ACE Cash Express lends in 19 states, fewer than larger lenders like Check ‘n Go. It has store locations in many of these states and also offers loans online. There’s no difference in the c

Cash Central

With services available in 25 states, Cash Central serves more of the country than lenders like LendUp. Only 34 states allow payday lending, so Cash Central operates in 69 percent of the available sta

Check 'n Go

Check ‘n Go lends in 28 states, which seems like a small number, but payday loans are only legal in 34 states – this makes it one of the lenders with the largest reach. It doesn’t ha

CashNetUSA

Getting a payday loan online can be more convenient than going to a store. You don’t have to wait in line or hunt for a location, and you can sign up from the comfort of your own home. Online le