After conducting 80 hours of online research, speaking to financial and real estate experts, filling out forms and challenging customer service reps and chatbots, we have come up with our top 10 national mortgage lenders. Companies made the list based on their reputation for customer service, average rates and fees, ease of application process and availability of clear information, as well as the extent to which they’ve mended their ways since the housing crisis.
Our top 10 might not be your top 10, and we’ve organized our picks based on varying criteria. Use our list as a starting point and then shop around, going to your local lenders, a recommended mortgage broker and the bank where you do your checking. Consider getting the recommendation of a trusted professional, and get personalized quotes – either online or in person – based on where you live, your budget, and your credit score.