Rachel Wait
Rachel is a finance expert and regular contributor to Top Ten Reviews. She has crafted expert financial advice for the likes of The Spectator, Money Supermarket, Money to the Masses, and The Observer. She has written extensively about money-saving tips, and about how you can make the most of your finances in relation to loans, house buying, and other subjects.
Latest articles by Rachel Wait

By Rachel Wait Published
Zombie debt might sound like the stuff of nightmares, but it’s a reality that many Americans are facing. We explain how it works and what you can do to protect yourself.

By Rachel Wait Last updated
If you've ever wondered 'should you file for bankruptcy?', we'll help you understand how bankruptcy works and if it’s the right decision for you.

By Rachel Wait Published
How To As the colder months approach, prepare your home for winter and reduce the risk of paying for expensive repairs with our step-by-step guide.

By Rachel Wait Published
How To Understanding how tax deduction works can help make your money work harder and reduce your tax bill.

By Rachel Wait Published
How To If you want to be smarter with your money, refinancing your car could significantly reduce the interest payments on your loan and help you pay off your debt faster.

By Rachel Wait Published
Features Tax avoidance vs tax evasion: what's the difference?

By Rachel Wait Published
How to If you’re looking to create a will, you don’t necessarily need to go to the expense of hiring a lawyer to do so. You may be able to draw up your own will free of charge.

By Rachel Wait Published
Features When arranging a mortgage, you’ll need to decide whether you’d prefer a 15-year mortgage or a 30-year mortgage. Here are the pros and cons of both to help you choose.

By Rachel Wait Published
Features Derogatory marks on your credit report can damage your credit score and make it harder to borrow. But how long do derogatory marks last and how can they be fixed?

By Rachel Wait Published
Features There are many benefits to refinancing your home, but with closing costs to consider, here's how much you can expect to pay and what you can do to reduce them.

By Rachel Wait Published
Features There are a number of strategies you can adopt when it comes to paying off loan debt. Here, we outline which loans to pay off first and your options to help you stay motivated.

By Rachel Wait Published
Features Creating a will is important if you want to ensure your estate will be passed on to those you love. Here, we explain why you should make a will and what will happen if you don’t.
Sign up to receive the latest news, reviews, buying guides and deals direct to your inbox

