Rachel Wait

Zombie debt might sound like the stuff of nightmares, but it’s a reality that many Americans are facing. We explain how it works and what you can do to protect yourself.

If you've ever wondered 'should you file for bankruptcy?', we'll help you understand how bankruptcy works and if it’s the right decision for you.

Feature Making certain financial preparations is important if you want to ensure your mortgage does not become a burden for those left behind.

Feature You don’t necessarily need a steady income to qualify for a payday loan, but is this really the best way to borrow money when you’re unemployed?

Feature Tax avoidance vs tax evasion: what's the difference?

Feature When arranging a mortgage, you’ll need to decide whether you’d prefer a 15-year mortgage or a 30-year mortgage. Here are the pros and cons of both to help you choose.

Feature Derogatory marks on your credit report can damage your credit score and make it harder to borrow. But how long do derogatory marks last and how can they be fixed?

Feature There are many benefits to refinancing your home, but with closing costs to consider, here's how much you can expect to pay and what you can do to reduce them.

Feature There are a number of strategies you can adopt when it comes to paying off loan debt. Here, we outline which loans to pay off first and your options to help you stay motivated.

Feature Creating a will is important if you want to ensure your estate will be passed on to those you love. Here, we explain why you should make a will and what will happen if you don’t.

Feature Payday loans can be a quick and easy way of getting access to cash if you find yourself short one month. But how safe are they?