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CitiBusiness AAdvantage Review

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Citi has teamed up with American Airlines to create the AAdvantage line of business credit cards. These cards offer airline miles as their main perk. If you or your employees do a lot of business travel, this card has many benefits. However, your airfare must be through American Airlines.

After signing up, a new cardholder is offered 30,000 American Airlines bonus miles after spending $1,000 in purchases within the first three months of opening an account. Cardholders receive credit for two miles for every dollar spent on trips with American Airlines. For purchases on telecommunications, car rental, and at gas stations, customers receive two miles for every dollar spent. For other purchases, cardholders receive one mile for every dollar spent. There is no limit to how many miles you can accumulate with card. 

Members also can save on in-flight purchases when using their card as well. If you need food, beverages or headsets on a flight, you can save 25 percent.

In addition to airline miles, cardholders qualify for extra benefits, such as a free checked bag at the airport, an American Airlines Companion Certificate each year (after spending $30,000 or more) and free cards for employees. The Companion Certificate is good for a free domestic economy fare worth $99.

There is a one-time annual fee for Citi's business credit cards. You pay the fee the first year, but then Citi drops the fee the following years. Citi charges additional fees, such as if you need a cash advance or you transfer the balance. Citi does not charge foreign transaction fees with its line of business credit cards.

One feature that Citi offers cardholders is its personal business assistant. Cardholders can get help with travel, hotel and dining arrangements. In addition, CitiBusiness AAdvantage customer service has an online help page, many online services and an online number cardholders can call for assistance.

CitiBusiness AAdvantage business credit cards are designed to offer perks for travelers. There is no cap on mileage, and you can save on in-flight purchases and receive free tickets, which can save small businesses a lot of money each year.