Pros / It reimburses you up to $100 if you call a locksmith.
Cons / This is the most expensive service we reviewed.
Verdict / With high prices and basic benefits, National Motor Club is one of the least attractive roadside assistance memberships we reviewed.
Of the roadside assistance services we reviewed, National Motor Club is by far the most expensive. Its basic plan is nearly $50 more a year than the next most expensive service. Depending on the plan you choose, you pay either $11 or $20 a month, which is nearly double the monthly rate of Allstate and AAA.
National Motor Club’s Security Protection plan costs $11 a month and includes most of the common benefits a roadside assistance program should. It pays $100 per incident for tows, fuel delivery, tire changes, locksmiths and other services. This is standard for the roadside assistance programs we looked at.
This plan also includes a variety of discounts for car rentals and hotels. Generally, these kinds of discounts come with other services’ premium plans, but the cost for National Motor Club’s basic plan is comparable to many premium plans.
We also looked at National Motor Club’s Security Premier plan. At $240 a year, it’s the most expensive plan we reviewed. One drawback is there’s no difference in the roadside assistance coverage between it and the basic plan. No matter which you choose, you get $100 worth of roadside assistance for towing, flat-tire repair, fuel delivery and locksmith services. In case you’re in an accident when you are far from home, National Motor Club provides $500 worth of trip interruption reimbursement for Security Premier members, which is one of the lowest amounts we saw.
If your main concern is roadside assistance, this may not be the best program for you. However, the Security Premier plan offers additional services beyond the typical roadside assistance programs. Its identity theft resolution stood out to us the most. If your wallet or purse is lost or stolen, a specialist helps you put a fraud alert on your cards and monitor your accounts for suspicious activity. And if you are a victim of identity theft, the company works with you to resolve the situation.