Skip to main content Credit Repair review is a smart connected credit repair service review
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Our Verdict is a simply priced and accessible service with a tech-based communication that makes tracking your progress easy for those that want to stay hands-on.


  • Excellent pricing
  • Couple's discount
  • Online tools


  • No guarantee

If you've been rejected for a personal loans thanks to a poor credit score, you might be thinking about credit repair and the aptly named could be the place for you to go next.

The service actually sits under the same parent company, Progrexion, as Lexington Law - the original credit repair law firm. So expect a good service only in this instance with a more online focus and more simple payment structure. 

Not sure is is for you? Check out our best credit repair services buying guide to see if services like Sky Blue Credit Repair or The Credit People better suit your needs. is a simple service that uses a clear three step process to make the whole experience less worrying and more effective. 

This is complemented by an excellent education system which enables customers to learn how the repair works, how they can avoid it in future and how to be more financially independent in the long run.

The service isn't a cheap one and with a suit filed against the parent company in May 2019 for telemarketing and upfront fee issues, it remains shrouded by a potential tarnish. But right now it's running and helping people get out of bad credit.

With excellent results from just over two decades of experience, this could be the solution for you. Read on to find out everything you need to know about review: How much does charge?

  • $99.95 per month
  • One fixed rate only Key figures

Cost: $99.95 per month

Customer service: 24/7

Contact: Phone, email, online chat

Credit report: $14.99, unlike its brother company Lexington Law, offers one simple and clear pricing plan. This is charged at a fixed rate of $99.95 per month. Not cheap but then you get what you pay for, as they say.

There is also a fee if you want to get your credit report, charged at $14.99. You will get credit alerts for free as your credit changes. Aside from those charges you'll get everything included which means lots of educational materials, 24/7 customer support and online tools for management throughout. review: Free consultation

  • Credit consultation over the phone
  • No charge or commitment

A really nice feature of is the offering of a free personalized credit consultation. This gets you the time to chat to a person about you situation during which you'll have access to your credit report summary, an audit on all your accounts and a free credit score evaluation. This uses the three major credit bureaus so you get a very clear picture of your credit situation.

Of course all that information is coupled with potential ways to solve your issues. This is where will make itself seem most appealing to you. So if you're considering other services you might want to look into them first as this will likely seem too good, simple and appealing to resist at this stage. review: Online dashboard

  • Track your progress 24/7
  • Use the mobile app

Tracking your credit repair progress is made really easy thanks to an online dashboard that collate all your details in one place. Since it's online you can get access to this 24 hours a day, seven days a week.

While you can check this online via a browser, it's also available as an app which can be downloaded for iOS and Android devices. On top of this you can also set up text and email alerts which allow you to be kept up to date on any progress that's being made. The credit score tracker, also online, is a great way to keep an eye on your progress - which helps you feel you're getting your money's worth month to month. review

(Image credit: review: How is your credit score changed?

  • 40 points in four months
  • Three step process

The service is all about being simple and clear. As such it uses a three step process: Check, Challenge and Change. 

Check: Pulls all three credit reports to identify items to dispute.

Challenge: The company initiates a conversation between the customer and credit reporting bureau, with the company's experts addressing issues and staying in contact to make sure changes are made.

Change: The changes are immediate and the goal is to continue to have a positive impact on credit health.

On average this system results in customers getting a seven percent removal of bad credit items per month. So the potential is for you to see as much as a 40 point change in your credit score across a four month period. These claims have not been substantiated, however, and are being contested in court so take it with a pinch of salt. review: Online resources

  • Free educational materials
  • Repair tips and more

The company wants to make sure its customers are informed and educated as the credit repair process goes on. The idea being that this will help them fix their credit now and ensures they will keep it that way in the future.

Available online are things like FAQs, customer reviews and descriptions of the credit repair process. But dig a little deeps and you get a credit repair blog, score estimator, loan center, savings center, and lots of articles related to credit counseling and improvement, debt solutions, disputes, credit history, bureaus, credit card management, identity theft, and plenty more. review: What users say

  • TrustPilot score or 4 stars
  • BBB rating of F

The BBB, aka Better Business Bureau, has awarded a terrible F rating. This is because of the claims which are being contested in court. So again, take it with a pinch of salt.

TrustPilot gave a four star rating based on customer reviews with 69 percent giving an Excellent rating and 12 percent opting for a bad review.

Should I choose is a great way to get your credit repaired quickly and simply. The three-step process is clear and easy to follow while online resources and a useful app help keep you involved throughout. The online resources are also a nice way to educate you on what's happening throughout.

Pricing is also simple in a bid to help make everything clear. The free consultation initially is a great way to get a better look at your situation with advice from a professional. 

While the marketing arms of the company is under scrutiny thanks to the lawsuit, the customer reviews of the service appear decent. 

Is this the company to help repair your credit? It can't hurt to give them a free call to find out. Or if this sounds wrong then check out our other credit repair reviews for lots more options.