Quicken Starter review

Quicken Starter is the budget-friendly version of Quicken Premier perfect for non-investors.

Quicken review
(Image: © Quicken)

Top Ten Reviews Verdict

If you're looking for straightforward money management software which comes at a budget-friendly price, then Quicken Starter is the ideal place to start. While lacking the investment monitoring and managing functionality of its all-conquering Premier counterpart, it remains an excellent basic package, and is cheaper than its stablemate too.


  • +

    Easy to use budgeting package

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    Web-based and mobile management on offer

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    Great value for money


  • -

    Doesn't monitor investment accounts

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If you're looking for budget-friendly financial management assistance, Quicken Starter is up there with the best personal finance software that you can find. The Quicken brand has over 30 years' of experience helping people take better control of their money, and with the Quicken Premier package being the all-inclusive application that we rate as the best around, it definitely knows what it is doing. Quicken Starter is essentially a trimmed-down version of the Premier plan, offering all of the same basic tracking, budgeting and organizational features, but none of the investment and tax planning features that come at an extra cost.

Quicken Starter review: Getting started

As with the Premier software, the Starter option allows you to sync directly to your financial institutions, importing transactions and balances as you go. While this should mean that nothing gets missed, you also have the option of manually adding transactions should you need, or simply don't want to use the sync option. 

You're free to connect with banks, credit unions and credit card issuers, but as we've already noted, this package doesn't allow for you to automatically join together with any investment providers with whom you may hold money. One potential way around this is to create an account that could reflect the investments that you hold - if you are then willing to take the time to enter the data yourself, this could provide a way to keep track of your investment trades and balances, alongside your other finances. 

Quicken Starter review: Creating a budget

When it comes to budgeting, Quicken Starter makes it quick and easy. You can choose which categories to budget and which to hide, and then you simply enter the budget limit for each category. When you are at or below budget, the category is green in the system, indicating that you haven't exceeded the allotted amount. If you exceed your budget, it goes red. You're also able to set email or text message alerts for when you near or exceed a specific budget limit.

In addition, you can now see all your reminders in a single bills dashboard, while any online bills will appear on the calendar widget as well. 

Quicken review

(Image credit: Quicken)

Quicken Starter review: Reports

The reporting options with this financial planning software are top notch, offering reports for the most vital financial data as well as some additional helpful information. You can run reports that detail your income versus expenses, spending by category and budget reports. There's also the option to export your data directly to Excel for further interrogation if you so wish, and to email reports directly to your inbox.

Quicken Starter review: Accessibility and price

All of the Quicken packages are now available on the web, rather than simply on the desktop where you install the software, albeit with a slightly stripped back functionality. Through the web-based platform you can keep tabs on your balances, budgets, accounts and transactions, and study your spending trends. 

You can also manage the account on your mobile if you are willing to download the app relevant to your phone. Here, you can also add transactions, view your budget and balances, and use additional features, including the ability to photograph and store receipts for your records.

Quicken review

(Image credit: Quicken)

In terms of price, the Starter package currently comes in at $35.99 a year, making it the most affordable of the Quicken range of options. If you think you need a little more functionality, the Deluxe package, which includes the option to track loans, investments and retirements, generally costs $51.99 for the year, while the Premier option, which further includes investment performance tools and market comparisons, will set you back $77.99 right now.

Should you choose Quicken Starter? 

Quicken Starter has impressive budgeting and reporting features, allowing you to sync your checking, savings and credit card accounts to automatically transfer your balances and transactions into the system. Creating a budget is simple, and alerts and warnings help you stay within the budget you've established. While it doesn't have the advanced features on offer from Quicken Premier, most notably in relation to investments and tax, Quicken Starter is therefore lower in price, and so offers excellent value for money as a result. 

Lori Fairbanks

Lori is a Domain Editor at Business.com, and has written for Top Ten Reviews on a variety of topics in the finance area. She currently resides in Utah, and has a Bachelors degree from Brigham Young University. While working for TTR she reviewed a number of financial apps and business to business systems, thanks to her knowledge of both money and tech.