PROS / Despite being a small company, CREDO offers big-carrier features like subsidized phones and family share plans.
CONS / Its device selection is extremely limited, with only iPhones and Samsung Galaxy devices available.
VERDICT / CREDO Mobile's plans are pricey, and the company doesn't offer you much choice when you're picking out your phone. If you're a liberal activist, however, and you want part of your monthly bill to support progressive political ideals, CREDO is a perfect match.
CREDO Mobile claims to be America's only politically progressive and socially active phone company. It’s one of just two modern cell phone companies that still offer contract-based phone plans and subsidized phones, alongside installment plans, but CREDO’s real selling point is political activism. The carrier contributes part of its earnings to nonprofits and activist efforts that, traditionally, lean to the left of the political spectrum. If you share CREDO's ideology and want to help fund those efforts, it can be a fun and exciting alternative to the bigger carriers. If, on the other hand, you don't agree with CREDO's stances or are simply searching for the best cell phone plans, its offerings are overpriced.
CREDO's prices are among the most expensive in the business. If you want a single line plan with unlimited talk and text and 2GB of data, you're looking at $65 per month, not including the cost of the phone. That would be palatable if the company could compete with the best cell phone service from other carriers, but it licenses access to Sprint's network. It shares the exact same coverage as Sprint and has comparable features in its plans, yet CREDO costs you much more every month.
Paying more for fundamentally identical service probably isn't worth it to you unless you agree with CREDO's ideology and want to support its political activism. The company makes no effort to hide its social leanings, openly marketing its left-of-center perspectives on issues like marriage equality and women's health. If you want your money to be used in support of these programs, CREDO's avenue is an easy, monthly way to speak out on a variety of issues.
CREDO Mobile offers only a few phones from two manufacturers: Apple and Samsung. If you’re already willing to spend a lot on service, you probably intend to buy a top-of-the-line device like an iPhone 6s or Samsung Galaxy S7, so cost might not be a detractor for you. Since you can buy either subsidized or on an installment plan, the high price of those devices needn’t be a great deterrent. Nevertheless, the best cell phone providers make a point of featuring a wide selection of devices; having so few options here is noticeable.
As an activist phone company that supports liberal ideals, CREDO Mobile provides a unique avenue for you to affect political and social change – assuming you agree with its ideology. As a cell phone provider competing for your dollar, on the other hand, you pay a premium for the exact same service you can find at other carriers with cheaper cell phone plans.