Sky Blue Credit Repair Review

Editor's Note: Sky Blue no longer charges any fees for the initial credit report. It offers free credit reports, FICO scores and credit monitoring. Sky Blue has also begun including Cease and Desist letters for no additional cost. Sky Blue has informed us that they've updated their pricing.

Our Verdict

Sky Blue Credit Repair has strong customer service at a good price, but lacks some of the extra services other credit repair companies offer.

For

  • If you are running low on money, you can pause service for a month and then resume when you are ready.

Against

  • You'll need to sign up for third-party credit monitoring.
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This company offers credit repair with no contract so that you can cancel at any time.

This company offers credit repair with no contract so that you can cancel at any time.
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Every 35 days, five items are disputed with each credit bureau until your case is completed.

Every 35 days, five items are disputed with each credit bureau until your case is completed.
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After you send in your credit report, you review your credit with Sky Blue representatives line by line to create a plan that best fits your situation.

After you send in your credit report, you review your credit with Sky Blue representatives line by line to create a plan that best fits your situation.
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Sky Blue Credit has been in business since 1989 and is compliant with the Credit Repair Organizations Act.

Sky Blue Credit has been in business since 1989 and is compliant with the Credit Repair Organizations Act.
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You can sign up for services online by filling out a three-step form on Sky Blue Credit's website.

You can sign up for services online by filling out a three-step form on Sky Blue Credit's website.

Editor's Note: Sky Blue no longer charges any fees for the initial credit report. It offers free credit reports, FICO scores and credit monitoring. Sky Blue has also begun including Cease and Desist letters for no additional cost.

Sky Blue has informed us that they've updated their pricing. Setup and monthly fee are now $79.00 while couples pricing remain the same at $119.00.

Sky Blue Credit Repair offers credit repair services in a traditional, no-nonsense style. This company offers an online portal for customers to check the status of their disputes and manage their accounts. Because of its good value and quality service, this company is our best value pick.

This firm has one of the best education centers among the credit repair companies we reviewed. They have in-depth tutorials that explain what goes into your credit score. They also offer a how-to guide which features ways to improve your credit and your credit habits.

Unfortunately, Sky Blue doesn’t assign you a personal case advisor when you sign up for credit repair. When you call in for help with your account, your call is routed to a team of customer service agents. The best credit repair companies assign personal advisors or paralegals to go over your case so you can always get help from the same person.

When it comes to cost, this credit repair company offers one of the lowest monthly prices we saw in our review. There aren’t any higher tiers of service to choose from with this company, which is nice because you don’t have to worry about features that might be only available with higher tiers. Additionally, the initial fee is the same cost as a month of service, which is notably lower than other companies we reviewed. And if you sign up as a couple, you can enjoy 16 percent off the cost of six months of credit repair.

One great feature with this company is the ability to skip a month if your budget gets tight. You can pause your credit repair by letting Sky Blue know that you want to take a break. When you’re ready to start up again they will resume working on your disputes.

Like the best credit repair companies, Sky Blue will work with the credit bureaus and your creditors to fix your credit. But if you want to get monthly credit monitoring or have access to identity theft protection, you will have to sign up for a third-party service because this company doesn’t offer that.

If you’re looking for an affordable option for credit repair with good customer service, Sky Blue Credit Repair might be a good option for you. With an affordable monthly cost and initial fee, as well as the ability to pause your service and resume where you left off, this company is an attractive option.

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